Always use a credit card instead of your debit card or cash. Credit Cards have perks, like cash back, you get a percentage of a purchase back. It may not seem like much but use it regularly and you’ll accumulate enough for huge discounts or free stuff. #Daily #Finance #Hacks

The current rate of inflation is ~2% per year. If you're not getting more raise than that per year, you're getting a pay cut. Ensure that you take inflation into account when getting a raise. #Daily #Finance #Hacks

There is no such thing as legit “easy money” and anyone telling you otherwise is either trying to scam you or is being scammed themselves. If money really were easy, more people would have it. #Daily #Finance #Hacks

Don't buy tax software. IF you're going to spend your money find a local CPA, they can often help you get a better return. Otherwise, there are free alternatives for tax software out there. #Daily #Finance #Hacks

If a friend is in need of a lot of money, don't loan the full amount. Get a group of their close friends to pool in money and contribute your part, because chances are they aren't going to return you the money. #Daily #Finance #Hacks

Investor psychology studies suggest the more frequently someone looks at their portfolio returns the more likely they are to panic and sell at the wrong time. Looking at your portfolio returns daily is trapping yourself into making a bad decision. #Daily #Finance #Hacks

Never give someone money unless you are comfortable with not getting it back. #Daily #Finance #Hacks

To improve your financial situation, think of purchases as an investment of time instead of spending money. How long do you have to work to earn the money to pay for the item? #Daily #Finance #Hacks

When beginning a new hobby, don't sink a bunch of money investing in gear. #Daily #Finance #Hacks

If you have a Visa gift card with a small balance, you can use it to load your Amazon gift card balance instead of throwing out the card. #Daily #Finance #Hacks

Never buy a home/property adjacent to undeveloped land expecting it to stay that way. #Daily #Finance #Hacks

You save more money by not spending it. Don't fall for any specials that stores advertise. You are not really saving money if you buy something you don't need, even if it's on sale. #Daily #Finance #Hacks

Check your credit report at least once a month to stop identity theft damage from getting out of control. #Daily #Finance #Hacks

Money in electronic form sound small even 1 lac will sound like nothing but if u will have 1 lac in physical form u would want to save it and not spend it. #Daily #Finance #Hacks

Use a spent empty VISA gift card to sign up for all those 30-day free trials. You will never have to worry about being overdrafted or your personal info being compromised. #Daily #Finance #Hacks

Never go ‘off platform’ to message or pay when using marketplaces like Fiverr, Airbnb, upwork, eBay, Uber or Etsy. #Daily #Finance #Hacks

When withdrawing foreign currency from an ATM, do it WITHOUT currency conversion. It will save you lots. #Daily #Finance #Hacks

Help people who find your wallet contact you. #Daily #Finance #Hacks

Dont let the concept of budgeting intimidate you. Budgeting has never been easier. Several great apps like Everydollar, YNAB and Mint can help you get control of your finances. #Daily #Finance #Hacks

Get a credit card as soon as you're legally able and charge $20 on it monthly and always pay on time. Easy way to safely build credit. #Daily #Finance #Hacks