#CNBCTV18BankingSummit | Uday Kotak of Kotak Mahindra Bank adds, most of us in #banking believe we have the right to have a moat and are comfortable that our current basis of operation will protect us. #Regulation in banking is not light touch, it is still significantly higher… https://t.co/lJqLlctcHj https://t.co/687QLew6hJ