Warren Buffett will step down as Berkshire Hathaway’s CEO this week after more than 60 years. The portfolio he leaves behind is already structured for that transition 👋

Warren Buffett has always treated investing as buying pieces of real businesses and then getting out of the way. Nearly 64% of Berkshire’s equity portfolio is concentrated in just five companies. These positions were built gradually and allowed to grow through price appreciation and buybacks, not frequent reallocations or short-term trades 👇

💸 Apple leads because it’s a consumer monopoly disguised as a tech company. The ecosystem locks users in, services add recurring revenue, and buybacks quietly increase ownership over time.

💸 American Express remains core because it operates as both issuer and network, earns on transaction volume, and serves a higher-income customer base.

💸 Bank of America provides exposure to the US banking system through deposit scale and lending spread rather than financial engineering.

💸 Coca-Cola stays due to global distribution, brand power, and repeat consumption that produces steady cash flow.

💸 Chevron adds exposure to energy production and real assets, with capital returned through dividends and buybacks instead of growth promises.

Buffett's famous line, “Our favorite holding period is forever” refers to the type of businesses that Berkshire wants to own, and not a general instruction to hold on to every stock you ever buy.

This is why Berkshire’s portfolio changes so slowly, it's because it is built around businesses expected to remain economically relevant and cash-generative over long periods, and very few businesses can meet these criteria 🤔

@Coin_Post

One of Wall Street’s Biggest Credit Players Is De-Risking 😨

Apollo Global, which manages nearly $1 trillion in assets, has been telling investors it is cutting risk, reducing leverage, and stockpiling cash. CEO said his “number one job” right now is to have the strongest balance sheet possible so the firm can perform well “when something bad happens.”

🔍 This is happening while markets are still strong, with the S&P 500 trading near all-time highs above 6,900. Apollo isn’t calling a crash publicly, but it is clearly positioning for turbulence in credit and equity markets.

When a firm of this size starts pulling back instead of chasing returns, it matters. Especially if you’re holding high-risk assets, which are typically the first to be sold off in a recession or equity bear market, like... crypto 🤣

@Coin_Post

The Big Bet on Human Failure Is Accelerating 📈

Gold moved past $4,500 an ounce. Silver followed, printing new ATHs near $71. At the same time, crypto and other speculative assets are struggling to gain traction, with Bitcoin still below $90k.

🔍 On the surface, the drivers are familiar. Expectations of lower US interest rates, a softer dollar, central banks accumulating gold, and persistent geopolitical stress all push precious metals higher. But those factors alone don’t explain why capital is choosing gold and silver while avoiding assets that are supposed to benefit from liquidity and easing financial conditions.

What seems to be happening is less about growth and more about protection. Gold and silver don’t depend on earnings, innovation, or social coordination. They don’t need functioning institutions or optimistic assumptions. They just sit there. In periods when confidence in systems weakens, that simplicity becomes attractive.

📆 More than a decade ago, Joe Weisenthal described gold as a bet on human failure. The idea was straightforward: buying productive assets like stocks is a wager that humans will keep cooperating, building companies, enforcing rules, and improving technology. Buying gold is a hedge against those assumptions breaking down.

Bitcoin may share some “store of value” narratives, but in practice it still trades like a volatile, risk-on asset. Gold doesn’t. And the last few years have trained people to expect dysfunction, not things getting back to normal.

We will get more debt, weaker currencies, permanent crises, more political instability, and thinner trust. The rush into precious metals reflects governments and individuals bracing for more of the same, and that's worrisome 😐

@Coin_Post

I’d like to wish a Merry Christmas to all Coin Post followers. Thank you for reading and supporting with reactions, comments, and reposts ❤️

If your portfolio doesn’t look great today, remember this: above screenshot is how crypto looked like 7 years ago at Christmas. Red everywhere. Pain. Doubt. People calling it dead.

🤞 If you do the right thing, things tend to get better. Survive long enough to see you win.

What Is the S&P 500 vs GDP Ratio? 📊

The S&P 500 to GDP ratio compares the total value of U.S. stock market to the size of the U.S. economy. It answers a simple question: how much investors are paying for a dollar of economic output. When this ratio rises, stocks are becoming more expensive relative to what the economy produces.

🔍 Right now, this ratio is at a new all-time high. That matters because similar extremes were only seen near major cycle peaks like 1999 and 2007. This does not mean a crash is imminent. Markets can stay expensive for a long time, especially during strong earnings cycles and a bubble narrative (like AI boom).

What it does affect is future returns. Historically, buying equities when this ratio is elevated has led to lower average returns over the next 10–12 years. The market can keep going up, but the margin for error shrinks.

📈 There are reasons the ratio is higher today than decades ago. Large U.S. companies earn a big share of revenue overseas, profit margins are structurally higher, interest rates were low for years, and GDP does not fully capture modern, asset-light businesses. These factors explain part of the move, but they do not eliminate valuation risk.

The practical takeaway for today: at these levels, equities are strongly overvalued, and are priced for near-perfect conditions. Upside is still possible, but long-term returns are likely pretty low 👈

#FAQ

Trust Wallet extension security incident 🚨

The Trust Wallet team has confirmed a security incident affecting Browser Extension version 2.68 only. So far, $6M+ has been stolen from hundreds of users.

What happened, in simple terms: a compromised update caused wallet data to be leaked when users imported their seed phrase into the extension. Once the seed was entered, attackers were able to drain funds almost immediately.

If you are using the extension:

🟥Disable it immediately

🟥Upgrade to version 2.69 using the official Chrome Web Store link

🟥Mobile-only users and all other extension versions are NOT affected.

The team says they are actively working on the issue and will share updates. Until you’ve upgraded, do not import your seed phrase ❗️

@Coin_Post

A woman in Arkansas turned a $2 Powerball ticket into a $1.8B jackpot, the second-largest win in history, hit on Christmas Eve 😮

She chose the lump sum instead of the 30-year annuity. That meant about $735M before taxes.

🤔 After federal taxes and fees she only took home $492.6M. A massive cut, but still life-changing money.

For perspective, the odds of winning are 1 in 292.2 million. The chance was so low that if every adult person in the U.S. bought a ticket, you’d still need 10% of them to do it again to expect just one winner 😐

@Coin_Post

What I’d do in crypto if I only had $1,000 🤑

First, the more money you have, the easier it is to generate livable income. Making $1k–$10k a month in crypto is realistic but you need big capital. With $1k, it's usually pretty hard to earn anything.

🤔 If I truly had only $1k, the rational move would be to get a job, save, and come back with more capital so the time spent actually pays off.

But if I was forced to climb in crypto with $1k here’s what I wouldn’t do: trade directionally with leverage, try to predict markets, or spot-buy BTC or ETH (even a 100% move doesn’t change much at that size.)

What I’d look for instead is asymmetry and subsidized activity. Right now, that’s still the perp DEX points-farming meta. I’d create accounts on Lighter and Variational. Lighter just finished Season 2 and I think they started Season 3. Variational is still early and heavily incentivizing volume and OI (wrote about it here).

👉 I’d split the capital: $500 on each DEX. Both have 0% trading fees, so you can generate volume cheaply and just lose a bit on spreads. With small size, funding arbitrage is optional but still try looking for it.

The setup would be delta-neutral. For example, long 2 ETH on Lighter and short 2 ETH on Variational. Use around 10x leverage, set multiple stop losses and take profits on both sides at the same prices, then step away. Try to generate good volume ($1m+ a week), hold positions opened for some time and rebalance by moving funds from the winner to the loser account.

With $1k, this is one of the few paths where risk is controlled, outcomes are relatively predictable, and the upside can be asymmetric when points convert into tokens well later 💸

Warren Buffett spent a lifetime studying businesses, markets, and risk. Even for him, beating the market consistently was very difficult, and he has said so himself 😐

Over that same period, Nancy Pelosi (recent speaker of the U.S. House of Representatives), a career politician with no background in professional investing, saw her household trading actively through her husband and outperforming Buffett by a wide margin.

If you or I traded like this we would be in jail, but Nancy Pelosi is not like us and saw her net worth rise from under $1 million when she entered Congress to an estimated $275–280 million today 🙄

@Coin_Post

You still working a normal job? Or trying to make money trading? Because these Somali-run subsidy scams are on a whole other level 😐

Right now social media is blowing up over a massive welfare subsidy scam tied to childcare centers across the U.S. Investigators and journalists are walking into “daycares” during business hours and finding locked doors, no kids, no staff, nothing.

Yet public records show millions of taxpayer dollars paid out anyway through childcare assistance and related welfare programs 💰

Taxpayers got robbed in plain sight. The same organizations kept billing for kids who weren’t there, services that never happened, and nobody in charge stopped it. Tens of billions of public dollars vanished, while oversight agencies looked the other way.

😮 We might be watching the birth of DOGE 2.0, fully decentralized, chaotic journalism exposing fraud nationwide. This is probably just scratching the surface of how many fake businesses are on the government payroll.

@Coin_Post

Long degeneracy 😦

Look around at what people are doing with their money right now. Crypto, prediction markets, sports betting (same things, lol), courses, side hustles, casino, scams. It’s easy to call it reckless. I don’t think it is that simple.

😨 People are responding to a system that stopped making sense for them. You can survive now, have food, have a place to live. You just can’t get anywhere.

For many young people, the old deal is gone. "Work hard, stay loyal, buy a home, build stability". This path is not just harder than before. It's closed. Asset prices ran away decades ago and rewarded whoever already owned them. Wages never caught up, and everyone feels it.

😨 Now add AI/robotics shrinking career timelines and social media constantly showing you a life one rung above yours. Even people who “did everything right” feel behind and running out of time.

Not because they think the odds are great. Most of them know they aren’t. But because grinding patiently toward something that might not exist anymore feels worse than trying to yolo your way into wealth. At least in crypto or betting or building some sketchy online thing, it feels like your choices matter. Win or lose, it’s on you.

🎰 A lot of people lose money. They know that too. But they keep playing because the alternative feels like standing still and watching time pass. The platforms make money either way. Fees, bets against their customers, etc. As long as people keep showing up, the machine works.

This is what happens when a generation is told to wait for rewards that never arrive. When effort stops mapping to outcomes their patience simply turns into resentment of older generations. People stop optimizing for stability and start taking chances.

How do you long degeneracy if you think things will get worse? Here are 3 publicly traded companies:

🟠$COIN → crypto speculation
🟠$DKNG → legalized gambling
🟠$HOOD → retail stock/options trading

@Coin_Post

As 2025 comes to an end, this is a good moment to remember one thing: outsourcing your thinking is expensive 🤬

Here’s a look at the most confident Bitcoin price predictions we had for 2025, sorted from least wrong to completely detached from reality 👇

🔴JPMorgan: $170k

🔴VanEck: $180k

🔴Galaxy Digital: $185k

🔴Standard Chartered: $250k

🔴Tom Lee: $250k

🔴Robert Kiyosaki: $500k

🔴Chamath Palihapitiya: $500k

🔴Anthony Pompliano: $500k

Meanwhile, Bitcoin topped at $126k and is now trading around $87k with days left in the year.

Authority figures and even big institutions constantly fail at making predictions. Big names sell confidence, not accuracy. They don't pay the price for being wrong. You do when you rely on their opinions ❗️

@Coin_Post

2025 was brutal for almost every crypto narrative 🔽

Privacy coins are the clear outlier. Zcash and Monero ripped in Q4, putting the privacy sector on track to finish the year massively outperforming everything else.

Exchange tokens also managed to end the year in green. Everything else got crushed.

📉 Most altcoin sectors are down 60–90% on the year. Even Bitcoin is slightly negative YTD at around -4.7%. If it felt like “nothing worked” unless you were in very specific trades, that wasn’t your imagination.

@Coin_Post

Why Metals Are in a Bull Run While Crypto Struggles 😣

Gold, silver, copper, platinum, all have been strong while crypto has lagged, and the reason is mostly about who is buying and what each market represents. Metals benefit from steady, price-insensitive demand. Central banks have been consistent buyers, using gold as a reserve asset and hedge. That creates a persistent bid that does not depend on sentiment.

😨 Metals also reflect caution. Gold in particular acts as an indicator of risk aversion. When investors worry about inflation, geopolitics, debt, or policy mistakes, capital moves into metals. This kind of demand tends to be slow, structural, and sticky.

🚀 Crypto is the opposite. It often acts as an indicator of risk appetite. When investors are confident, liquidity is abundant, and speculation is rewarded, crypto performs well. When risk appetite fades, leverage unwinds, flows dry up, and prices struggle even against equities.

🤔 The key difference is the marginal buyer. Metals are driven by central banks and long-term allocators hedging risk. Crypto is driven by retail traders and speculative capital expressing risk-on behavior.

#FAQ

Happy New Year 🎆

2025 was a meaningful year for crypto. Bitcoin reached new all-time highs, we’ve got mass adoption of crypto by institutions, spot crypto ETFs expanded globally, and regulation became clearer. A lot of groundwork was laid, even if it didn’t always feel exciting in real time.

❤️ Thank you for reading this channel and sticking around. Staying engaged, learning, and not walking away when things get confusing or exhausting already puts you ahead of most people.

Wishing you a steady mind, patience, and the confidence to keep going in 2026. Progress rarely announces itself loudly, but it rewards those who last 🎆

What Is the Sharpe Ratio 🧮

The Sharpe ratio measures how much return you earn relative to the risk you take. It is not about how much money you made, but how efficiently you made it. In crypto this is critical, because high returns often come with extreme volatility that hides poor decision-making.

🤔 Two portfolios can both be up 50%, but if one had massive drawdowns and wild swings while the other moved smoothly, the second one is objectively better. The Sharpe ratio is designed to capture that difference.

The formula is: Sharpe Ratio = (Return − Risk-Free Rate) ÷ Volatility

💸 Return is your total performance over a chosen period. Volatility is the standard deviation of those returns. The risk-free rate represents what you could have earned without taking risk, usually short-term Treasuries, a conservative stable yield or zero for short-term trades.

If you want to calculate it using a Sharpe calculator, you only need three inputs 👇

🟢For portfolio return, use your actual % PnL over the period you’re measuring.

🟢For risk-free rate, use a simple benchmark that matches the same time frame, such as annualized T-bill yield or stablecoin lending yield.

🟢For standard deviation, use the volatility of your returns, which most portfolio trackers or trading dashboards already provide.

All three numbers must use the same time period. Mixing daily volatility with yearly returns will give you meaningless results ❗️

#FAQ

A Chinese mayor got caught with 13.5 tons of gold and 23 tons of cash hidden at home 🥇

Former Haikou mayor Zhang Qi got sentenced to death for corruption after investigators uncovered gold bars stacked floor to ceiling, billions in cash and luxury real estate in China and abroad.

💰 Authorities say he pulled in roughly $4.3 billion in bribes over a decade by trading government contracts and land deals. One of the biggest corruption busts China has ever seen.

Imagine hoarding so much gold that it needs shelving, insane... 🤣

@Coin_Post